IRC UT’s Small Business Program

The IRC in Utah’s Small Business Program supports refugee, new American, and other underserved entrepreneurs in starting, stabilizing, and growing small businesses.

Through culturally responsive counseling, education, and access to capital, we help business owners navigate the U.S. business environment, strengthen their operations, and move toward long‑term financial stability.

Our Small Business Counselors work one‑on‑one with entrepreneurs to meet them where they are—whether they are exploring a business idea for the first time or looking to grow an existing business.

Who We Serve

The Small Business Program is available to:

  • Refugees and new Americans

  • Asylees

  • Entrepreneurs with limited or no credit history

We support anyone at different stages of business development, with services tailored to individual goals, experience levels, and barriers.

What We Offer

Our Small Business Program provides comprehensive support across three core areas. You can explore each service in more detail using the links below.

Small Business Start Up

For clients interested in starting a new business, we provide guided support to help turn ideas into viable plans.

Client entrepreneurs work with a Small Business Counselor to:

  • Explore and refine business ideas

  • Develop a basic business plan

  • Learn about business registration, licensing, and compliance

  • Understand startup costs and financial readiness

Learn more »

Market Access

Selling products and services is essential to business success. We help entrepreneurs identify and prepare for opportunities to reach customers.

Support includes:

  • Connecting businesses to markets, events, and pop‑up opportunities

  • Guidance on pricing, branding, and customer outreach

  • Digital marketing support for entrepreneurs interested in online sales or expanding their online presence

Learn more »

Business Loans & Financial Support

Access to capital is a key barrier for many small business owners. The IRC offers lending and matched‑savings opportunities designed for clients who may not qualify for traditional financing.

Available opportunities include:

  • Business Loans for refugees, new Americans, and other credit‑thin entrepreneurs

  • Individual Development Accounts for eligible refugees and asylees who arrived within the last five years

    • IDAs offer 1:1 matched savings to support approved small business expense

Please contact us if you have additional questions or if you are interested in the services we provide.